Terms of use
Last updated October 31, 2026.
Using this site
You're welcome to read, share and link to anything on this site. Please don't copy substantial parts of it to publish elsewhere without asking.
Information, not advice
Our guides and calculators are general information for service-business owners. They aren't legal, tax, insurance or financial advice. Laws and platform policies change and vary by state, so check with a qualified professional before acting on anything that matters.
Other companies
We mention and link to other companies and their published policies so readers can check our facts. Those companies' names and trademarks belong to them, and we're not affiliated with them unless we say so.
Calculators
Calculator results depend entirely on the numbers you enter and are estimates, not predictions.
Our services
Any work we do for you is covered by a separate written agreement. Nothing on this site creates a contract for services.
Changes
We may update these terms. The date at the top shows when they last changed.